This is general advice only and does not take into account a customers individual objectives, financial situation or needs ("their personal circumstances"). Before a customer uses this advice to decide whether to purchase this insurance policy, the customer should consider the appropriateness of it having regard to their personal circumstances, plus obtain and consider the current Product Disclosure Statement and insurance policy (PDS).

This insurance product is issued by Swann Insurance (Aust) Pty Ltd ABN 80 000 886 680 (Swann). You can obtain a PDS for this product from Swann or its representatives. You should consider the PDS in deciding whether to buy or hold this product. You can contact Swann by phoning 1300 307 926 or write to them, Swann Insurance, PO Box 14459, Melbourne Vic 8001.